Licensing & Disclosures
Our commitment to transparency starts with full regulatory compliance. Below you'll find our licensing information, required disclosures, and regulatory details.
Equal Housing Opportunity
We are committed to Equal Housing Opportunity. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, familial status, sexual orientation, gender identity, receipt of public assistance, or any other protected status under applicable federal, state, or local law.
NMLS #2849217
Lenddy.io, LLC is registered with the Nationwide Mortgage Licensing System. Verify our credentials and view our licensing details on the NMLS Consumer Access website.
Verify on NMLS Consumer AccessCompany Information
Legal Entity Name
Lenddy.io, LLC
Doing Business As
lenddy.io
Company NMLS ID
#2849217
State of Formation
Delaware
Entity Type
Limited Liability Company
Contact
(303) 565-8662
hello@lenddy.io
Licensed Mortgage Loan Originators
Additional loan originators will be listed here as the team grows.
State Licensing Information
Lenddy.io, LLC is authorized to conduct business in the following states. We do not make loans or accept applications in states where we are not licensed.
Colorado
Mortgage Company regulated by the Colorado Division of Real Estate
Company NMLS #: 2849217
Colorado Division of Real Estate: 1560 Broadway, Suite 925, Denver, CO 80202 | Phone: (303) 894-2166 | dre.colorado.gov
Additional state licenses will be listed here as we expand our operations. Check back for updates or contact us to inquire about availability in your state.
Required Disclosures
General Disclaimer
This is not a commitment to lend or extend credit. All loan programs, rates, terms, and conditions are subject to change without notice. All loans are subject to credit and property approval. Not all loan programs are available in all states for all loan amounts. Other restrictions and limitations may apply. Lenddy.io, LLC reserves the right to modify or discontinue products and benefits at any time without notice.
Interest Rates & APR
Interest rates and annual percentage rates (APR) displayed on this website are for informational purposes only and are subject to change without notice. Your actual rate and APR will be determined based on your credit profile, loan program, property type, occupancy, loan-to-value ratio, loan amount, and other factors. Rate locks are not guaranteed until confirmed in writing. Rates shown may include discount points or credits that may affect your closing costs.
Fair Lending Statement
Lenddy.io, LLC is committed to fair lending practices in full compliance with the Equal Credit Opportunity Act (ECOA), the Fair Housing Act, and all applicable federal, state, and local fair lending laws. We do not discriminate in lending decisions based on race, color, religion, national origin, sex (including sexual orientation and gender identity), marital status, age (provided the applicant has the capacity to enter into a binding contract), familial status, disability, receipt of public assistance income, or the exercise of any right under the Consumer Credit Protection Act.
Government Program Disclosure
Lenddy.io, LLC is not affiliated with, acting on behalf of, or at the direction of the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA), the U.S. Department of Agriculture (USDA), the Federal National Mortgage Association (Fannie Mae), the Federal Home Loan Mortgage Corporation (Freddie Mac), the Department of Housing and Urban Development (HUD), or any other government agency. References to government loan programs on this website are for informational purposes only.
TILA-RESPA Integrated Disclosure (TRID)
In accordance with the TILA-RESPA Integrated Disclosure rule, we provide Loan Estimates within three business days of receiving a completed loan application and Closing Disclosures at least three business days before loan consummation. These documents provide detailed information about your loan terms, projected payments, and closing costs. For more information about TRID, visit the Consumer Financial Protection Bureau at www.consumerfinance.gov.
Housing Counseling
If you are a first-time homebuyer or need assistance understanding the mortgage process, free or low-cost housing counseling services are available through HUD-approved counseling agencies. Visit www.hud.gov/counseling or call (800) 569-4287 to find a counselor near you.
Loan Estimate Analyzer Disclaimer
The Loan Estimate Analyzer is provided as a free educational tool for informational purposes only. Analysis results, grades, savings estimates, and recommendations do not constitute financial advice, legal advice, or a recommendation to take or refrain from any action. Results are based on publicly available benchmark data and AI-powered document analysis, which may not perfectly reflect your specific circumstances. You should consult with a licensed professional before making financial decisions. Use of the Analyzer does not create a borrower-lender relationship.
How to File a Complaint
We are committed to resolving any concerns you may have. If you have a complaint about our services, you may contact us directly or reach out to the following regulatory agencies:
Contact Us Directly
We prefer to address your concerns directly and will respond within 5 business days.
Email: complaints@lenddy.io
Phone: (303) 565-8662
Colorado Division of Real Estate
For complaints related to mortgage lending practices in Colorado.
Phone: (303) 894-2166
dre.colorado.govConsumer Financial Protection Bureau
For complaints about mortgage lending, servicing, or other financial products.
Phone: (855) 411-2372
Submit a ComplaintAccessibility
Lenddy.io, LLC is committed to ensuring that our website and services are accessible to all individuals, including those with disabilities. We strive to comply with applicable accessibility standards and continuously work to improve the user experience for everyone.
If you experience any difficulty accessing any part of our website or need assistance, please contact us at accessibility@lenddy.io or call (303) 565-8662. We will work with you to provide the information you need in an accessible format.
This page was last updated on February 24, 2026. Licensing and disclosure information is subject to change. Please check back periodically for updates or contact us with any questions.
© 2026 Lenddy.io, LLC | NMLS #2849217 | Equal Housing Opportunity
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