Question 1

Is my Loan Estimate good?

Accepted Answer

Upload your Loan Estimate to our free AI analyzer and get an instant grade. We compare your rate, fees, and closing costs against market benchmarks from over 10 million annual loan records to tell you exactly where you stand.

Question 2

How much does the Loan Estimate Analyzer cost?

Accepted Answer

The Loan Estimate Analyzer is completely free. No credit card, no obligation, no hidden fees. Upload your document and get your analysis in seconds.

Question 3

Is my uploaded Loan Estimate data safe?

Accepted Answer

Yes. We use 256-bit encryption for all data in transit and at rest. We never sell your data. Documents uploaded without an account are deleted within 30 days. We comply with GLBA and the FTC Safeguards Rule.

Question 4

What fees should I look for on a Loan Estimate?

Accepted Answer

Key fees to watch include origination charges (should be 0.5-1% of loan amount), processing fees (watch for anything over $500), underwriting fees (watch for over $800), and title insurance (compare to your county average). Our analyzer flags all of these automatically.

Question 5

How is lenddy.io different from other mortgage companies?

Accepted Answer

We're the only mortgage company that proves you're getting a fair deal before you sign anything. Our AI analyzer is built to expose bad deals — even if that means telling you your current lender is fine. We don't sell your data to other lenders. Founded by a former bank VP who knows where the hidden fees are.

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